Wednesday, October 29, 2025

Polaris of Enlightenment

Finland: Should children be forced to take care of their aging parents?

Welfare collapse

Published August 20, 2025
– By Editorial Staff
Critics note that many elderly people have no family or close relatives who can help them.

An explosive debate has erupted about the future of elderly care in Finland, where pension company CEO Risto Murto argues that society will soon no longer be able to afford caring for elderly citizens – and that responsibility must therefore be transferred to families.

Several politicians reject the proposal, however, arguing that it is the welfare state's duty to care for its aging population in a dignified manner.

With the number of elderly Finns expected to increase from 600,000 to 900,000 people in just fifteen years, the country faces a demographic time bomb. Now Risto Murto, CEO of the occupational pension company Varma, has caused major controversy by declaring that Finland will not be able to afford today's public elderly care in the future.

His solution? That adult children instead take over responsibility for their aging parents.

The statement has prompted several Finnish politicians to protest, and members of parliament in the Social Affairs and Health Committee clearly oppose the proposal, reports Svenska Yle.

— We shouldn't go in that direction, says Henrik Wickström from the Swedish People's Party (a Finnish political party representing the Swedish-speaking minority) firmly.

— We must find other solutions, argues Maaret Castrén from the National Coalition Party.

Number of elderly increasing rapidly

The demographic development that worries Risto Murto is brutal in its simplicity: Fewer and fewer children are being born while the number of elderly is increasing rapidly. From today's just over 600,000 people over 75 years old, the figure is calculated to rise to approximately 900,000 in fifteen years.

But for MP Henrik Wickström, elderly care is non-negotiable.

— The major challenge is the shortage of nursing homes. We haven't managed to develop services at the pace that the population is aging, says Wickström, pointing out that elderly care is a fundamental responsibility of the welfare society.

Maaret Castrén is even sharper in her criticism:

— Future elderly care cannot depend on families taking care of their elderly. That cannot be something we work toward.

"Not all elderly have children"

The Center Party's Hanna-Leena Mattila acknowledges that the statement is understandable given the state's strained finances, but points to fundamental problems with the proposal.

— Not all elderly have children, so how can we guarantee that everyone is treated equally if responsibility is placed on the family? she asks rhetorically.

Research doctor Sarah Åkerman at Åbo Akademi University (a Finnish university) warns of the consequences of romanticizing the image of family caregiving.

— It's often demanding and involves much more than socializing over a cup of coffee, says Åkerman.

She also points out that relatives already carry a heavy burden in Finland, despite generous elderly care.

— Relatives already do a lot, and it's not obvious that adult children can take on even more responsibility.

Critics point to several serious consequences if family responsibility were to increase. Many Finns live alone and lack children. Those who have children of working age would be forced to reduce their working hours, threatening employment rates.

The risk of increased inequality is also said to be great. Some can afford to buy private help, while others are forced to sacrifice their careers.

— When my mother became ill this spring, my retired sister could help the most. The rest of us in the family are still working and couldn't help as much, relates Maaret Castrén.

Sarah Åkerman emphasizes the problem further:

— Being someone's child doesn't automatically make you a caregiver.

It becomes particularly difficult when dealing with dementia or other complicated care that requires education and professional competence that children typically lack.

"Heartbreaking when elderly feel like a burden"

Despite the resistance, politicians acknowledge that something must be done. If the state's economy continues to deteriorate, the model where families take greater responsibility could become reality, according to Risto Murto.

But alternative solutions exist. Maaret Castrén highlights community housing and home healthcare as cost-effective models. Henrik Wickström places his hope in digital technology and preventive measures. Hanna-Leena Mattila proposes a form of "elderly care leave", similar to parental leave, for those who need to care for an aging parent.

But for Mattila, the issue is about more than economics. She tells of her meetings with elderly people who are worried that society sees them as a burden.

— It's heartbreaking when elderly feel like a burden to society. We as decision-makers in social and healthcare have much to work on so that elderly care is sustainable and everyone can age safely in the future. The only solution cannot be to place more responsibility on adult children, says Hanna-Leena Mattila.

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Save the Children: One in eight children in Sweden lives in poverty

Welfare collapse

Published October 22, 2025
– By Editorial Staff
Single parents face particular difficulties making ends meet, the report shows.

One in eight children in Sweden currently lives in poverty, and the number is increasing in line with rising living costs, according to a new report from Save the Children Sweden.

According to recent figures from the children's rights organization Save the Children, approximately 276,000 children in Sweden live in poverty, representing nearly 13 percent of all children in the country. This is revealed in the report "Child Poverty in Sweden 2025" which was presented during the week.

The report is based on new metrics from the Swedish Consumer Agency's calculations of families' basic needs and includes the number of children in households receiving social assistance. The aim is to better reflect the reality for children in economically vulnerable households.

— The development has made it difficult for families with children who already lacked or had small margins to make ends meet. Save the Children has noticed increased vulnerability among families with children we meet in our operations, says the organization's Secretary General Åsa Regnér in a press release.

Stock image. Photo: Pixabay

Rising living costs and declining real wages

Save the Children highlights several factors in the report that explain the increasing economic vulnerability among families with children. Among the primary causes are sharply rising living costs, particularly for food and housing, as well as unemployment and declining real wages.

Additionally, the report reveals clear differences between various groups in society. Children living with single parents or in households with foreign-born parents face a significantly higher risk of experiencing poverty.

The organization calls for several national reforms to reverse the trend. Among the proposals are previously suggested increases to child and housing benefits, as well as social assistance that is indexed to actual costs rather than just referring to general levels.

Social assistance must cover food, rent and children's basic needs, and therefore it needs to be adapted to economic changes and the real costs of families with children, argues Åsa Regnér.

Save the Children's measurement method for child poverty

Save the Children Sweden has updated its method for measuring child poverty. The new measure takes into account the Swedish Consumer Agency's calculations of basic needs and the number of children in families receiving social assistance. Between 2019 and 2022, poverty decreased according to both measures, but during 2023, the new measure shows an increase.

Source: Save the Children Sweden

Growing number of Swedes living in poverty

Welfare collapse

Published October 20, 2025
– By Editorial Staff
For the most vulnerable, every day becomes a struggle when the safety net fails.

An increasing number of Swedes are living in material and social poverty. According to this year's poverty report from Sweden's City Missions, poverty in Sweden has nearly doubled since 2021.

Last year, 698,000 Swedes lived in some form of poverty, according to the report. The increase in poverty in Sweden stands out across Europe, particularly in terms of speed – having nearly doubled in four years. Jonas Rydberg, secretary general of Sweden's City Missions (a charitable organization), believes the rising poverty is largely due to the economic downturn and sharp increases in food prices.

But what we can show in our report is that it's also because it's becoming increasingly difficult to have one's rights met. For example, financial benefits. They are inaccessible and difficult to obtain, he says in Nyhetsmorgon.

Rydberg notes that many of those seeking help from the city mission don't receive the general social insurance benefits they're entitled to, making it significantly harder to manage daily life. Social welfare support, for example, has become more complicated to obtain and the payments are very low.

It has become increasingly difficult and the ultimate safety net is being eroded in Sweden.

The Swedish government recently presented a welfare reform that involves stricter requirements for social benefits, with the goal of getting more people into work. According to Rydberg, the proposal risks instead pushing more people into poverty.

It's difficult and the labor market in Sweden is not accessible, he states.

Definition of poverty among adults in Sweden

An adult is considered poor if they lack the financial means to meet at least five of the following basic needs:

  • Eat protein-rich meals (meat, fish, chicken or vegetarian) every other day
  • Maintain a satisfactory indoor temperature in their home
  • Invite friends and family over or meet them for meals or coffee at least monthly
  • Have access to the internet
  • Manage to regulate loans and pay bills on time
  • Have a small amount available for personal expenses weekly
  • Own at least two pairs of functional shoes suitable for different weather conditions
  • Replace broken or worn-out furniture when needed
  • Participate in leisure activities with some regularity
  • Buy new clothes when the old ones are too worn
  • Handle an unexpected expense of €1,200 (the amount is adjusted periodically)
  • Take a week-long vacation away from home annually
  • Own a personal vehicle

Source: Sveriges stadsmissioner (Swedish City Missions)

Finland was a European model – now homelessness is rising again

Welfare collapse

Published October 18, 2025
– By Editorial Staff
Getting off the streets is extremely difficult once you end up there.

Finland has long been a model in the fight against homelessness, but now the trend is reversing.

For the first time since 2012, the number of homeless people is increasing – and street homelessness among young people is rising sharply.

Julius Virtavuori has lived without permanent housing for over two decades. When Yle (Finnish public broadcaster) meets him at the Tupa supported housing facility in Helsinki, Finland, he reflects on his situation.

— It's quite a long time. I think these are probably the last years I'll be in this situation. There are apartments in Finland after all.

The hardest part is the feeling of lacking goals, he tells them.

— You take one day at a time. There's nothing to build your life on long-term. And the side effects that homelessness brings – a certain use of intoxicants. That boom is long past for me, now I just take it easy.

Successful model under pressure

Julius's situation is not unique, but Finland has for many years worked systematically to reduce homelessness. The country has been a pioneer in Europe, primarily through the so-called "Housing First principle".

The model means that homeless people first receive their own apartment with a rental contract, and then support services tailored to individual needs. Instead of requiring people to first solve their social or health problems to qualify for housing, the order is reversed – housing comes first. The approach has received broad international attention and shown good results.

But according to a recent report from the Housing Finance and Development Centre of Finland (formerly ARA), the trend has been broken. For the first time since 2012, homelessness is increasing again.

At the end of 2024, 3,806 homeless people were registered in Finland. Particularly alarming is the increase in rough sleeping – people sleeping outdoors, in stairwells, or in temporary shelters. A total of 649 people lived under these conditions, which is 230 more than the previous year.

However, the figures are only indicative, as homelessness is difficult to measure exactly. A person who sleeps at an acquaintance's place one night may be forced to sleep on the street or in a stairwell the next night.

"Very alarming"

Emergency housing units report a sharp increase in young people falling outside society's support measures and being forced to sleep on the street.

Jussi Lehtonen, service manager at the organization Vailla vakinaista asuntoa (Without Permanent Housing), has worked with homelessness issues for over 30 years. He sees the increasing youth homelessness as particularly worrying.

— It's very alarming, because young people have their whole lives ahead of them. It shows for years afterward if they end up in that situation. And it would be very important to get them out of that situation quickly, says Lehtonen.

He believes that homelessness is often a consequence of too few affordable homes combined with cuts in benefit systems, which has made it harder for people with small incomes to manage financially.

— Ending up on the street is harmful in many different ways. For some, homelessness becomes chronic. The social network is reformed, and you have quite a lot to do with people who are on the street. Anyone understands that's not good, Lehtonen states.

Germany’s pension shock: people must work until at least 73 years of age

Welfare collapse

Published October 9, 2025
– By Editorial Staff
In Germany's increasingly deteriorating welfare climate, Chancellor Merz is now signaling a dramatic increase in the country's retirement age - while money continues to flow to Ukraine.

While Berlin sends billions to Ukraine and turns a blind eye to migration costs in Germany, voices are being raised for Germans to work longer to save the welfare system. German Federal Chancellor Friedrich Merz (CDU) is preparing the country's residents for a longer working life.

According to a new proposal, the retirement age in Germany could gradually be raised to 73 years as part of the government's attempt to save an increasingly strained welfare system. Critics warn that the ideas about retirement age 73 lack both realism and fairness.

Friedrich Merz has stated that Germans must get used to the idea of less leisure time and longer working lives to finance pensions, healthcare and elderly care.

Meanwhile, economic analyses show that the country's former strength as the EU's economic engine has turned into stagnation. The deficit in public insurance systems is growing rapidly and several German states report shortages of both personnel and funding in healthcare.

The government's expert council now warns that demographic developments require decisive action – more workers, higher fees and later retirement.

Money to Ukraine prioritized

But while Germans are urged to work until well after 70 years of age, Berlin continues to send billions to Ukraine. According to German media, the military and humanitarian support amounts to well above 40 billion euros since 2022.

Critics argue that the current government simultaneously fails to address the homeland's own financial problems. The growing national debt, rising energy prices and weak industrial production have put welfare under severe pressure – but aid to Kiev remains unchanged.

Many Germans therefore wonder how the country can afford to finance the war abroad but not its own pensions.

Tens of billions of euros in German taxpayer money go to Ukraine every year. Montage. Photo: U.S. Marine Corps/Sgt. Samuel Fletcher, President Of Ukraine

Immigration's impact

The official explanation for the crisis is an aging population. But several economists argue that the problem rather lies in the extensive immigration over the past two decades.

According to calculations by pension researcher Bernd Raffelhüschen, many newcomers contribute less to the social system than they receive back, especially during their first years in the country.

In an interview with German tabloid Bild from October 2024, he said that immigration will not save either the economy or welfare – rather the opposite.

Other experts also argue that integration problems and low employment among certain immigrant groups have become a long-term structural concern for the German economy. Despite this, the issue receives limited space in political debate.

Montage. Photo: Amisom, Pexels

The chancellor's dilemma

The Federal Chancellor thus faces a double dilemma. On one hand, the finance ministry demands reforms to avoid collapse in the welfare system. On the other hand, new cuts and raised retirement age risk increasing discontent among voters who already feel that burdens are distributed unfairly.

The opposition, particularly Alternative for Germany (AfD), has quickly exploited the situation and describes the proposal as a betrayal of the country's workers. Meanwhile, Merz tries to maintain a hard line against criticism and present the reform as a necessity.

But more and more Germans are now asking the question: why should citizens work longer, while billions continue to flow to both Ukraine and a costly migration system that few still believe will pay for itself?

FACT BOX: Germany's welfare system under pressure

  • Pension system: The statutory retirement age in Germany is currently 67 years, but proposals exist to gradually raise it to 73.
  • Economy: Germany's GDP growth has fallen to below 0.5 percent during 2024–2025, resulting in high inflation and reduced industrial production.
  • Support to Ukraine: Since 2022, Germany has allocated over 40 billion euros in military, economic and humanitarian aid – the second largest contribution within the EU after the USA.
  • Migration: Around 17 million people in Germany have foreign backgrounds. Integration and social expenditures are estimated to cost the state over 30 billion euros annually.

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